roachlawfirm

Selling a Home on Long Island (Yourself or With a Broker)

"When you've decided you want to sell your Long Island house the main decision you have to make is whether or not you want to use a Real Estate Broker to help you sell. If you elect to use a Broker, the Broker does the work for you and you are essentially... Read >

Hiring a Long Island Real Estate Attorney

"The most obvious reason for hiring a Long Island real estate attorney when you already have a real estate agent/broker is that the latter is not an attorney! Not only can a real estate attorney interpret the considerable amount of perplexing legal docume... Read >

How to Close on a House in Long Island

"Buying or selling a house in Long Island - or most places, for that matter - often takes longer than you expect. Here's why: After the buyer and seller agree on a price, there are still many more steps that occur before closing. While a buyer will have ... Read >

Long Island Mortgage Refinance vs Loan Modification

"If you are a Long Island homeowner, there is an important distinction that you must be aware of: mortgage refinance versus loan modification. A mortgage refinance option is available for homeowners who are current on their mortgage, but want to take adv... Read >

How to Collect Debt in New York - 3 Tips

"This article reveals 3 tips to successfully collecting debt in New York. If you follow these 3 simple tips, you'll stand a much better chance of collecting your debt. 1) Don't Believe Everything the Debtor Tells You... If a debtor says they are br... Read >

Understanding The Fair Debt Collection Practices Act (FDCPA)

"In 1977, Congress enacted The Fair Debt Collection Practices Act (FDCPA). FDCPA was passed in order to: Outlaw abusive, deceptive and unfair debt collection practices, Make sure that debt collectors who aren't using abusive debt collection practices... Read >

The Benefits of Hiring a Long Island Real Estate Attorney

"The risk of not hiring an experienced Long Island real estate attorney can cost a buyer/seller thousands if not tens of thousands of dollars. Since the purchase or sale of your home may well be your most significant financial transaction, you should not ... Read >

Debt Collection Laws: An Overview

"The main law a creditor must comply with when collecting a debt is the Fair Debt Collection Practices Act (FDCPA). Congress enacted this law in 1977 to protect the interest of debtors. The Purpose of the FDCPA is to: 1. Eliminate abusive, decep... Read >

How to Purchase a Home on Long Island - 3 Steps

"When it's time to buy a house -- on Long Island, or anywhere -- you should definitely start the process by doing your own research into what is on the market, what interest rates are, and what your budget is. After you do some research on your own, you ... Read >

New York Collection Attorney vs Agency

"If you're trying to collect debt in New York, you should know that there are four major differences between a collection agency and a collection law firm: 1. The Means Used to Collect Voluntary Payment A collection agency can attempt to collect vol... Read >

How Do I Collect Debt in New York? 3 Tips for Success

This article reveals 3 tips to successfully collecting debt in New York. If you follow these 3 simple tips, you'll stand a much better chance of collecting your debt. 1) Don't Believe Everything the Debtor Tells You... If a debtor says they are bro... Read >

New York Debt Collection: Why Hire a Lawyer

Imagine a situation in which you are a New York business owner selling large or luxurious items which you provide financing for when your customers need assistance in purchasing. You give the customer the item, and they in turn sign a contract promising t... Read >